The people's voice of reason
The people's voice of reason
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Creating a unique business name is one of the most exciting parts of starting a new business. This name is a key feature of your brand, and it's smart to protect it with a registered trademark. A trademark could be a word, phrase, tagline, or logo associated with your product or service. Getting a trademark gives you exclusive rights to identify your product or service with that name or tagline, informs everyone that you own that trademark, and legally bars others from using it or piggybacking o...
What 0% APR means is that you can make purchases and pay no interest for a period of nine, 12, or even 15 months after opening a business credit card. This means you don't need to pay the balance in full every month to avoid interest during this time. In this guide, Ramp covers how to choose the right 0% APR business credit card for you, plus tips for increasing your chances of qualifying for these card offers. How Does APR Work on a Business Credit Card? Small business credit cards t...
The mighty dollar is flexing its muscle in 2025. It's trading for more yen, yuan, and pounds than in the past two years. Its value compared to foreign currencies may seem esoteric, but it matters to consumers' wallets right now. A strong dollar touches everything—the morning coffee run, that shiny new iPhone, and whether or not companies are considering layoffs. America's economy continues to outperform its rivals, and the Fed isn't rushing to slash interest rates. That has pushed the dollar t...
To celebrate National Sauce Month this March, Instacart takes an in-depth look at the most popular pasta sauces across the nation, by city and state, according to its proprietary data. Whether you prefer a fresh pesto or tangy marinara, it's clear this is a nation that loves to get saucy. Through a delicious data deep dive, take a look at the sauces most frequently landing in consumer carts and the ones that might be left on the shelf. Most Popular Pasta Sauces: Which Reigns Supreme? Topping...
In a world seemingly hell-bent on promoting electric vehicles in the name of modernization and efficiency, one automotive technology looms in the background, somewhere between moderately efficient gasoline-powered vehicles and hyper-efficient contemporary electrics. Diesel technology has long been a topic of debate by green energy leaders. Although the engine's operation produces more visible pollutants (carbon primarily), it offers far greater efficiency than most conventional gasoline...
In an uncertain economy fueled by high interest rates, annuities are more popular than ever. Last year, annuity sales soared to a record-high $385.4 billion in the U.S., a whopping 23% increase over the year before. However, roughly four out of five American adults (79%) still struggle to identify the correct definition of an annuity, according to the 2024 Policygenius Annuities Literacy Survey. Key findings: - Only 19% of American adults are able to identify the correct definition of an...
Is there ever a right time to start a family? Becoming a parent these days, writes Rachel Wiseman in the recent book "What Are Children For?", can seem "less like a transition and more like throwing yourself off a cliff." It is clear that people are waiting longer to hurl themselves into the abyss: Since the 1990s, the birth rate for women in their late 30s and early 40s has steadily increased, while declining for women in their teens and 20s. In an era that combines reliable contraception with...
Baseball may be as American as apple pie, but football is our national pastime. It's the United States' favorite spectator sport—41% of Americans love it, compared to 10% who prefer second-ranked baseball, per a 2024 Gallup poll. The NFL is a hit with TV audiences. The 2024 regular season set all-time ratings highs in Week 1 with 21 million viewers per game. On Thanksgiving Day, the league set another record for the third year in a row with an average of 34.2 million viewers. Viewership for t...
Halfway through director Doug Liman's 1996 buddy comedy "Swingers," Mike (Jon Favreau) meets Nikki (Brooke Langton) while ordering a drink at a local dance bar. Fresh out of a six-year relationship, he makes awkward small talk with her, procures her number, and calls her later that night. When he gets Nikki's answering machine, it takes him a few tries to ask her out and leave his number. Soon, his intrusive, self-conscious thoughts sabotage his courtship. He redials numerous times and leaves...
While some workers worry that AI threatens the job security of their professions, in health care, where worker demand is still growing, artificial intelligence may augment the administrative burden of an understaffed, overworked, and stressed workforce. The Bureau of Labor Statistics reported that the sector will grow much faster than the overall employment average, adding about 1.9 million jobs yearly from 2023 to 2033. The huge demand for health care in the United States derives from the...
Thanks to a convergence of technology and sports (and by extension gaming), a new era of innovation has been ushered in that has largely redefined how games are played, analysed, and experienced. From real-time data analytics that have changed the conversation surrounding sports to immersive virtual experiences, technological advancements are driving unprecedented changes in both industries. Changes are only going to continue into 2025 and beyond. As these trends continue to evolve, they will...
There's a world of opportunity beyond the borders of the United States. For decades, many Americans have looked overseas, seeking both fulfilling and cost-effective retirements. From picturesque beach towns to bustling cultural centers, finding the best place to retire for you depends on a few key factors: your lifestyle, your budget, and your priorities. In this article, Wealth Enhancement explores eight great places for Americans to retire abroad, and highlights what each place has to offer....
After several weeks of declining fuel prices in the latter part of 2024, costs at the pump are beginning to rise in the new year, averaging $3.12, around a 9-cent increase compared to a month ago. States in the South and Midwest are seeing the lowest average gas prices in the U.S., with prices dropping as low as $2.68 in Mississippi. "While the national average dipped below $3 per gallon for a few days in recent weeks, those days are likely behind us," GasBuddy analyst Patrick De Haan said in a...
After several weeks of declining fuel prices in the latter part of 2024, costs at the pump are beginning to rise in the new year, averaging $3.12, around a 9-cent increase compared to a month ago. States in the South and Midwest are seeing the lowest average gas prices in the U.S., with prices dropping as low as $2.68 in Mississippi. "While the national average dipped below $3 per gallon for a few days in recent weeks, those days are likely behind us," GasBuddy analyst Patrick De Haan said in a...
While the latest inflation data from the Bureau of Labor Statistics puts the annual price change nationwide on gas at +4.4%, some states have seen gas prices increase by more than double that, while prices have fallen significantly in others. Americans may be sensitive to such significant fluctuations in gas prices: The average commute to work in some states is over 30 minutes long, and on average over 40% of households in each state have two cars. To examine the impact on American's wallets,...
Older voters were the most likely to take advantage of Michigan's expanded early in-person voting option in the November general election, Votebeat reports. Nearly one in three early voters was age 60 or older, according to the Michigan Department of State, and more than half of early voters were at least 51 years old. That well outpaces the percentage of Michigan residents who are in that age group—Census data shows about 37.8% of Michiganians are in that age range. Early Voting Among M...
After several weeks of declining fuel prices in the latter part of 2024, costs at the pump are beginning to rise in the new year, averaging $3.12, around a 9-cent increase compared to a month ago. States in the South and Midwest are seeing the lowest average gas prices in the U.S., with prices dropping as low as $2.68 in Mississippi. "While the national average dipped below $3 per gallon for a few days in recent weeks, those days are likely behind us," GasBuddy analyst Patrick De Haan said in a...
After several weeks of declining fuel prices in the latter part of 2024, costs at the pump are beginning to rise in the new year, averaging $3.12, around a 9-cent increase compared to a month ago. States in the South and Midwest are seeing the lowest average gas prices in the U.S., with prices dropping as low as $2.68 in Mississippi. "While the national average dipped below $3 per gallon for a few days in recent weeks, those days are likely behind us," GasBuddy analyst Patrick De Haan said in a...
After several weeks of declining fuel prices in the latter part of 2024, costs at the pump are beginning to rise in the new year, averaging $3.12, around a 9-cent increase compared to a month ago. States in the South and Midwest are seeing the lowest average gas prices in the U.S., with prices dropping as low as $2.68 in Mississippi. "While the national average dipped below $3 per gallon for a few days in recent weeks, those days are likely behind us," GasBuddy analyst Patrick De Haan said in a...
After several weeks of declining fuel prices in the latter part of 2024, costs at the pump are beginning to rise in the new year, averaging $3.12, around a 9-cent increase compared to a month ago. States in the South and Midwest are seeing the lowest average gas prices in the U.S., with prices dropping as low as $2.68 in Mississippi. "While the national average dipped below $3 per gallon for a few days in recent weeks, those days are likely behind us," GasBuddy analyst Patrick De Haan said in a...
After several weeks of declining fuel prices in the latter part of 2024, costs at the pump are beginning to rise in the new year, averaging $3.12, around a 9-cent increase compared to a month ago. States in the South and Midwest are seeing the lowest average gas prices in the U.S., with prices dropping as low as $2.68 in Mississippi. "While the national average dipped below $3 per gallon for a few days in recent weeks, those days are likely behind us," GasBuddy analyst Patrick De Haan said in a...
After several weeks of declining fuel prices in the latter part of 2024, costs at the pump are beginning to rise in the new year, averaging $3.12, around a 9-cent increase compared to a month ago. States in the South and Midwest are seeing the lowest average gas prices in the U.S., with prices dropping as low as $2.68 in Mississippi. "While the national average dipped below $3 per gallon for a few days in recent weeks, those days are likely behind us," GasBuddy analyst Patrick De Haan said in a...
The culmination of football season is upon us, and fans are already donning their lucky jerseys and getting ready to whip up some wings. Each team has its game day superstitions—unwashed jerseys and a rabbit's foot for the Eagles, and red underwear and lucky helmets for the Chiefs—and each comes to the big game with its own mission: Eagles fans are eager to reverse their luck from 2023, whereas Chiefs fans are hoping to hold on to their title for a third year in a row. In the spirit of rev...
Although Experian is the largest credit bureau in the U.S., TransUnion and Equifax are widely considered to be just as accurate and important. When it comes to credit scoring models, however, there is a clear winner: FICO® Score is used in roughly 90% of lending decisions. It's crucial that consumers understand at least the basics of how credit reports work and how credit scores are calculated. After all, a high credit score can get borrowers the best deals on loans and credit cards, potentially...
With the changing of the seasons, you may also experience a change of your mood. As the days get longer, sunnier, and warmer in the summer, moods tend to get lighter and brighter as well. Conversely, in the winter, we may notice a shift towards a more down or bluer mood—a condition known as winter blues. The winter blues are very common, with many people experiencing mood shifts during colder, darker winter days. But what are the winter blues exactly? Hers breaks down the winter blues, what caus...
