The people's voice of reason
The people's voice of reason
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How business insurance can help protect you from snow, hail and winter storm damage Winter storms can reduce foot traffic to a brick and mortar retail business. There’s also supply chain disruptions, power outages, property damage, spoiled inventory and more to consider during the winter months. And yet, according to an ERGO NEXT survey, more than half of small business owner respondents admitted that they don’t feel adequately insured. 48% of restaurant owners alone reported winter wea...
The average savings account balance in the US: Here’s how much Americans have in the bank The typical American household has $8,000 in its bank account, according to the latest data from the Federal Reserve’s Survey of Consumer Finances, carried out in 2022. That’s the median transaction account balance as of 2022, which includes savings, checking, money market, call accounts, and prepaid debit cards. The average balance in those bank accounts among American households is $62,410. Despite the m...
Best home insurance companies for 2026 Methodology In late 2025, Insure.com surveyed more than 2,000 insurance consumers through an independent research firm, Dynata. Customers named their insurer and rated it on satisfaction, ease of service, policy options, claims handling, digital experience, discounts, bundling, rate increases, older homes and standard coverages. Survey respondents were also asked whether they planned to renew, would recommend their insurer and trusted their insurer....
What you need to know about the codes healthcare providers use to classify slip-and-fall accidents When you get treatment after a slip-and-fall accident, your healthcare providers will classify your injury using an ICD-10 code. Healthcare providers use ICD-10 codes to identify the external cause of a patient’s injury or health condition, facilitate data collection and research, and improve consistency in injury classification. ICD-10 codes also advise insurance companies of the reasons for a p...
AI tutors, with a little human help, offer ‘reliable’ instruction, study finds An AI-powered tutor, paired with a human helper and individual-level data on a student’s proficiency, can outperform a human alone, with near-flawless results, a new study suggests. The results could open a new front in the evolving discussion over how to use AI in schools — and how closely humans must watch it when it’s interacting with kids, The 74 reports. In a randomized controlled trial involving 165 British s...
US auto manufacturing heads into 2026 with less margin for error U.S. auto manufacturing is entering 2026 leaner than it was a year ago and with less room for disruption. Federal labor data shows employment in motor vehicles and parts manufacturing fell by roughly 29,000 workers in 2025, even as production expectations largely held. The result is an industry operating with fewer people and less slack than in prior years. While payrolls shrank, the pace of work did not slow in the same way....
7 top US cities to live in, rated by homeowner type For many Americans, 2026 feels like a reset button. After years of volatile housing markets, rising costs, and changing priorities, the question isn’t just where can I afford to live? — it’s where can I actually thrive? Some cities are answering that question better than others, offering a mix of stability, opportunity, and day-to-day quality of life that’s increasingly hard to find. It’s essential to connect with a real estate agent familiar w...
Big Game food trends: DoorDash data reveals how America eats on game day On the biggest Sunday of the year, the game is only half of the excitement. The other half? The spread. With over 5.7 million orders placed on its platform the day of the Big Game last year, DoorDash data shows what actually made it to watch parties, from restaurant favorites to the grocery items that fueled game-day menus. Here’s how America ate on championship Sunday in 2025. Key Highlights - Big Game Sunday was the #1 d...
Democratic presidential contenders test the waters during midterm ‘shadow campaign’ The next presidential election is still two years away, but several prominent Democrats are already positioning themselves for 2028 — using midterm elections as a proving ground to build influence, relationships and national profiles. California Gov. Gavin Newsom has banked nearly $4 million in his leadership PAC, ready to assist his fellow Democrats in this year’s midterm elections, according to OpenSec...
Why January can feel emotionally heavy It’s early January. Your inbox is crowded with fresh-start messages, your calendar looks untouched, and social media hums with promises of transformation. Everywhere you look, momentum seems to be building. Yet you’re sitting with your coffee, feeling oddly out of sync with all this optimism. The gap between January's promises and its reality feels disorienting. While the world races toward change, you might feel a heaviness in these early days. It's not...
Big changes in 2026 traffic laws: What drivers should know nationwide Traffic laws in the U.S. are changing in 2026. States are adding new ways to catch people breaking laws, increasing fines, and putting in place rules to make driving safer. While not every new rule directly affects car insurance, certain violations, such as speeding and DUI-related offenses, often contribute to higher premiums. It’s not one big national change. Instead, it’s a trend toward using cameras and other tech to enf...
Finding your healthiest sleep position: Comparing side, back, and stomach sleeping You spend about a third of your life asleep — but is your sleep position working for you or against you? The reality is that not all sleep positions are created equal. The way you sleep can impact spinal alignment, breathing, digestion and even how refreshed you feel in the morning. Some sleeping positions offer better support, while others can lead to discomfort or restless nights. If you’re regularly waking up...
How to implement AI training for employees Most teams don't struggle to implement AI in their daily workflows because they're resistant to change. They struggle because they haven't been given the structure to learn how to use it effectively. Employees who receive formal AI training are far more likely to see it as a boost to their productivity and efficiency. Yet only about 50% of workers using AI today say their organization has offered any training at all. That's the gap. Teams are eager to...
zedspider // Shutterstock Cheapest gas stations in Mobile Anyone who drives a car understands the sting of having to fill up their tank and pulling into the gas station, only to discover that gas prices have skyrocketed. Paying extra for gas means you have less to spend on other things, which, over time, can really put a crimp in your budget. Cheap Insurance explored some of the reasons behind major changes in gas prices, and compiled a list of the cheapest gas stations in Mobile using data from...
jittawit21 // Shutterstock Cheapest gas stations in Auburn Anyone who drives a car understands the sting of having to fill up their tank and pulling into the gas station, only to discover that gas prices have skyrocketed. Paying extra for gas means you have less to spend on other things, which, over time, can really put a crimp in your budget. Cheap Insurance explored some of the reasons behind major changes in gas prices, and compiled a list of the cheapest gas stations in Auburn using data...
Irene Miller // Shutterstock Cheapest gas stations in Tuscaloosa Anyone who drives a car understands the sting of having to fill up their tank and pulling into the gas station, only to discover that gas prices have skyrocketed. Paying extra for gas means you have less to spend on other things, which, over time, can really put a crimp in your budget. Cheap Insurance explored some of the reasons behind major changes in gas prices, and compiled a list of the cheapest gas stations in Tuscaloosa...
zedspider // Shutterstock Cheapest gas stations in Daphne Anyone who drives a car understands the sting of having to fill up their tank and pulling into the gas station, only to discover that gas prices have skyrocketed. Paying extra for gas means you have less to spend on other things, which, over time, can really put a crimp in your budget. Cheap Insurance explored some of the reasons behind major changes in gas prices, and compiled a list of the cheapest gas stations in Daphne using data from...
jittawit21 // Shutterstock Cheapest gas stations in Gadsden Anyone who drives a car understands the sting of having to fill up their tank and pulling into the gas station, only to discover that gas prices have skyrocketed. Paying extra for gas means you have less to spend on other things, which, over time, can really put a crimp in your budget. Cheap Insurance explored some of the reasons behind major changes in gas prices, and compiled a list of the cheapest gas stations in Gadsden using data f...
Irene Miller // Shutterstock Cheapest gas stations in Florence Anyone who drives a car understands the sting of having to fill up their tank and pulling into the gas station, only to discover that gas prices have skyrocketed. Paying extra for gas means you have less to spend on other things, which, over time, can really put a crimp in your budget. Cheap Insurance explored some of the reasons behind major changes in gas prices, and compiled a list of the cheapest gas stations in Florence using...
Irene Miller // Shutterstock Cheapest gas stations in Montgomery Anyone who drives a car understands the sting of having to fill up their tank and pulling into the gas station, only to discover that gas prices have skyrocketed. Paying extra for gas means you have less to spend on other things, which, over time, can really put a crimp in your budget. Cheap Insurance explored some of the reasons behind major changes in gas prices, and compiled a list of the cheapest gas stations in Montgomery...
zedspider // Shutterstock Cheapest gas stations in Decatur Anyone who drives a car understands the sting of having to fill up their tank and pulling into the gas station, only to discover that gas prices have skyrocketed. Paying extra for gas means you have less to spend on other things, which, over time, can really put a crimp in your budget. Cheap Insurance explored some of the reasons behind major changes in gas prices, and compiled a list of the cheapest gas stations in Decatur using data...
Irene Miller // Shutterstock Cheapest gas stations in Huntsville Anyone who drives a car understands the sting of having to fill up their tank and pulling into the gas station, only to discover that gas prices have skyrocketed. Paying extra for gas means you have less to spend on other things, which, over time, can really put a crimp in your budget. Cheap Insurance explored some of the reasons behind major changes in gas prices, and compiled a list of the cheapest gas stations in Huntsville...
zedspider // Shutterstock Cheapest gas stations in Birmingham Anyone who drives a car understands the sting of having to fill up their tank and pulling into the gas station, only to discover that gas prices have skyrocketed. Paying extra for gas means you have less to spend on other things, which, over time, can really put a crimp in your budget. Cheap Insurance explored some of the reasons behind major changes in gas prices, and compiled a list of the cheapest gas stations in Birmingham using...
zedspider // Shutterstock Cheapest gas stations in Dothan Anyone who drives a car understands the sting of having to fill up their tank and pulling into the gas station, only to discover that gas prices have skyrocketed. Paying extra for gas means you have less to spend on other things, which, over time, can really put a crimp in your budget. Cheap Insurance explored some of the reasons behind major changes in gas prices, and compiled a list of the cheapest gas stations in Dothan using data from...
zedspider // Shutterstock Cheapest gas stations in Anniston Anyone who drives a car understands the sting of having to fill up their tank and pulling into the gas station, only to discover that gas prices have skyrocketed. Paying extra for gas means you have less to spend on other things, which, over time, can really put a crimp in your budget. Cheap Insurance explored some of the reasons behind major changes in gas prices, and compiled a list of the cheapest gas stations in Anniston using data...
