The people's voice of reason
The people's voice of reason
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Finding your healthiest sleep position: Comparing side, back, and stomach sleeping You spend about a third of your life asleep — but is your sleep position working for you or against you? The reality is that not all sleep positions are created equal. The way you sleep can impact spinal alignment, breathing, digestion and even how refreshed you feel in the morning. Some sleeping positions offer better support, while others can lead to discomfort or restless nights. If you’re regularly waking up...
How to implement AI training for employees Most teams don't struggle to implement AI in their daily workflows because they're resistant to change. They struggle because they haven't been given the structure to learn how to use it effectively. Employees who receive formal AI training are far more likely to see it as a boost to their productivity and efficiency. Yet only about 50% of workers using AI today say their organization has offered any training at all. That's the gap. Teams are eager to...
How business insurance can help protect you from snow, hail and winter storm damage Winter storms can reduce foot traffic to a brick and mortar retail business. There’s also supply chain disruptions, power outages, property damage, spoiled inventory and more to consider during the winter months. And yet, according to an ERGO NEXT survey, more than half of small business owner respondents admitted that they don’t feel adequately insured. 48% of restaurant owners alone reported winter wea...
The average savings account balance in the US: Here’s how much Americans have in the bank The typical American household has $8,000 in its bank account, according to the latest data from the Federal Reserve’s Survey of Consumer Finances, carried out in 2022. That’s the median transaction account balance as of 2022, which includes savings, checking, money market, call accounts, and prepaid debit cards. The average balance in those bank accounts among American households is $62,410. Despite the m...
Will I need to appear in court for a car accident case? You do not always have to go to court after a car accident. In fact, most cases settle well before reaching that point. If the insurance company agrees to pay a fair amount and both sides feel satisfied, you could close your case without filing a lawsuit. However, if you cannot agree on who caused the crash or how much money the claim is worth, a car accident court hearing might be the best way to move forward. Morris, King & Hodge, P.C....
Why ‘being helpful’ is sometimes the worst thing a leader can do Most leaders genuinely want to help. When a problem shows up, they jump in. When someone is stuck, they offer a solution. When deadlines loom, they take work back onto their own plate. It feels responsible. Supportive, even. But research and experience suggest this instinct — while well-intentioned — can quietly undermine trust, ownership, and performance over time. ACT Leadership, in partnership with Brown University School of Pro...
How to meet the new Medicaid work requirement: A state-by-state guide Medicaid is the public health insurance program that covers adults and children from low-income households as well as people of all ages with disabilities. There are 56 Medicaid programs and all are funded, in part, by the federal government. Each state, plus five U.S. territories, and Washington D.C., has its own Medicaid program. Through the Affordable Care Act, 40 states and Washington D.C. have expanded Medicaid coverage....
Keratin Peptides vs. Biotin: What works best for hair health? To grow the thickest, healthiest and most luxurious hair possible, many people head straight to the supplement aisle. Choices abound, but two of the most common (and most talked about) are biotin and keratin peptides. Biotin is a B-vitamin taken as a supplement and often promoted for stronger hair and nails. Keratin peptides, on the other hand, are structural proteins that make up the actual building blocks of hair; these can be found...
How to build a simple mental health routine this winter (no overhaul needed) Winter isn’t just a change in scenery. It’s also a shift in routine and a shock to your physiology. Short days and long nights naturally reduce access to natural light, which can influence mood and circadian rhythms. For some, this contributes to seasonal affective disorder, a form of depression linked to seasonal shifts. Even those without clinical symptoms can still experience the famous “winter blues,” which cause a...
Federal transportation funding, CDL enforcement, and capacity signals are reshaping the freight market for 2026 While many supply chain leaders focused on the peak shopping season, holiday sales, and returns, transportation policy and freight market dynamics continued to move quickly. Over the past month, a series of announcements from the U.S. Department of Transportation (DOT), along with emerging capacity signals in the trucking market, point to a more regulated, infrastructure-heavy, and...
Planning life after high school isn’t easy: 4 tips for students and their families Many high school seniors are now focusing on what they will do once they graduate — or on the fact that they don’t at all know what is to come. Families trying to guide and support these students at the juncture of a major life transition likely also feel nervous about the open-ended possibilities, including starting at a standard four-year college or not attending college at all. Writing in The Conve...
SFIO CRACHO // Shutterstock Alabama has 1 billionaire, see who they are Stacker compiled the richest billionaires in Alabama using data from Forbes. Net worth is as of Jan. 22, 2025. The first billionaire is generally considered to be John D. Rockefeller in 1916, though some argue it was Henry Ford in 1925. Fast-forward over 100 years and there are now around 3,000 billionaires around the world. Read on to see which billionaires live in your area and the richest across the country. Richest billi...
Do I need general liability insurance as a freelancer? General liability insurance is one of the first types of business insurance that self-employed people get. 62% of small businesses have this coverage — and for good reason. Whether you’re a designer, writer, consultant, developer or any other type of freelance worker, general liability coverage could help protect your freelance business from some of the most common cost risks of working for yourself, ERGO NEXT reports. It could help cov...
Why does your dog get so excited about snow? It’s a delightful scene: The first snow of the year falls, and you get your dog all suited up to venture outside for a walk. The second they lay eyes on the winter wonderland, their ears perk up. Setting that first paw print into the snow, their snout goes into overdrive, and the seemingly endless zoomies start. You may have wondered: What is it exactly about snow that gets them going? Is it the look of it? The texture on their paws? The cold s...
The 25 best places to retire in the US in 2026, ranked by what retirees value most What’s the best place to retire? To answer that question, The Motley Fool surveyed 2,000 retired Americans to understand what matters most in retirement and used those insights to rank the best places to retire across the United States. Based on the survey results, The Motley Fool identified seven key retirement factors and weighted each according to retiree preferences: quality of life (31%), healthcare access a...
1 surprising things not covered by Medicare and ways you can pay for them Medicare provides coverage for essential medical services for millions of Americans. From lab tests to physician visits, this health insurance program helps people 65 and older, as well as certain younger individuals with disabilities or specific medical conditions, afford healthcare costs. However, despite the rise in Medicare spending — which reached over $1,029.8 billion in 2023 — the program still doesn’t cover all h...
What a Trump proposal to ban institutional investors could really mean for homebuyers President Trump has teased a plan to ban large institutional investors from purchasing single-family homes. In a Truth Social post, he noted the American Dream is increasingly out of reach for many Americans. The policy is far from finalized, but the proposal raises important questions about market dynamics, affordability, and buyer opportunities. “We know that investors of all sizes have been highly active in...
How credit card limits work, and why they’re risky Getting approved for a higher credit card limit is exciting. When you’re given access to a high spending limit, it’s tempting to take advantage of that access. If your creditor thinks you can handle it, why not use the fund you’ve been cleared to access? Unfortunately, just because you can spend more, doesn’t mean you should. In fact, that mentality could be keeping you stuck in debt. Accredited Debt Relief breaks down how credit card limits ar...
The hidden cost of your commute: Why new builds closer in may be more affordable than resale homes If you are choosing between a cheaper resale home that is farther out of the city and a pricier new-construction home closer to work and other amenities, which option is more affordable? Spoiler alert: The lower sticker price isn’t always the least expensive over time. While house hunters often dial in on list price and mortgage rates to determine a potential home’s affordability, those costs are o...
The states aging fastest and what it means for communities Across the United States, the population is getting older, but not at the same pace everywhere. While every state is experiencing some degree of demographic aging, recent data shows that growth among older adults is happening especially quickly in certain parts of the country. In those places, the shift is already influencing everyday aspects of community life, from housing availability to transportation needs and local services. QMedic...
AI-powered mental health solutions: What helps and what's hype? The need for lasting, effective mental health support is growing. For example, Gen Z is far more likely (27%) than millennials (15%) and Gen X (13%) to report their mental health as fair or poor. This increased demand is fueling an increased interest in scaling care with AI-powered mental health solutions. But with this potential comes risks, as many healthcare leaders have pointed out. With AI-powered tools playing an increasingly...
zedspider // Shutterstock Cheapest gas stations in Mobile Anyone who drives a car understands the sting of having to fill up their tank and pulling into the gas station, only to discover that gas prices have skyrocketed. Paying extra for gas means you have less to spend on other things, which, over time, can really put a crimp in your budget. Cheap Insurance explored some of the reasons behind major changes in gas prices, and compiled a list of the cheapest gas stations in Mobile using data from...
jittawit21 // Shutterstock Cheapest gas stations in Auburn Anyone who drives a car understands the sting of having to fill up their tank and pulling into the gas station, only to discover that gas prices have skyrocketed. Paying extra for gas means you have less to spend on other things, which, over time, can really put a crimp in your budget. Cheap Insurance explored some of the reasons behind major changes in gas prices, and compiled a list of the cheapest gas stations in Auburn using data...
Irene Miller // Shutterstock Cheapest gas stations in Tuscaloosa Anyone who drives a car understands the sting of having to fill up their tank and pulling into the gas station, only to discover that gas prices have skyrocketed. Paying extra for gas means you have less to spend on other things, which, over time, can really put a crimp in your budget. Cheap Insurance explored some of the reasons behind major changes in gas prices, and compiled a list of the cheapest gas stations in Tuscaloosa...
zedspider // Shutterstock Cheapest gas stations in Daphne Anyone who drives a car understands the sting of having to fill up their tank and pulling into the gas station, only to discover that gas prices have skyrocketed. Paying extra for gas means you have less to spend on other things, which, over time, can really put a crimp in your budget. Cheap Insurance explored some of the reasons behind major changes in gas prices, and compiled a list of the cheapest gas stations in Daphne using data from...
