The people's voice of reason
The people's voice of reason
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The average credit score was 715 in 2024, according to Experian data. That average, as of the third quarter of 2024, is unchanged from the same quarter in 2023. For 11 straight years, the average FICO® Score in the United States hasn't decreased on an annual basis. The resilience of the U.S. consumer evident here has arguably been assisted by increased awareness of financial matters, including the power of their credit score. Consumer credit score highlights include: - Credit card balance...
The glitz and glam of Hollywood captures the attention of Americans starting from an early age. Beyond celebrities' Instagram Stories and red carpet poses, there are actors out there paying their dues and honing their craft in pursuit of a sustainable career or a fulfilling sideline. Submitting to casting calls is a big part of that journey. Whether you're a working actor or an aspiring one, you might be curious to know which movies and TV shows are casting roles near you. Backstage compiled a...
The glitz and glam of Hollywood captures the attention of Americans starting from an early age. Beyond celebrities' Instagram Stories and red carpet poses, there are actors out there paying their dues and honing their craft in pursuit of a sustainable career or a fulfilling sideline. Submitting to casting calls is a big part of that journey. Whether you're a working actor or an aspiring one, you might be curious to know which movies and TV shows are casting roles near you. Backstage compiled a...
The glitz and glam of Hollywood captures the attention of Americans starting from an early age. Beyond celebrities' Instagram Stories and red carpet poses, there are actors out there paying their dues and honing their craft in pursuit of a sustainable career or a fulfilling sideline. Submitting to casting calls is a big part of that journey. Whether you're a working actor or an aspiring one, you might be curious to know which movies and TV shows are casting roles near you. Backstage compiled a...
Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $358,461 in December, 2.6% higher than the year before. High mortgage rates are also making monthly payments more expensive; as of January 16, the 30-year fixed mortgage rate sits at 7.04%....
Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $358,461 in December, 2.6% higher than the year before. High mortgage rates are also making monthly payments more expensive; as of January 16, the 30-year fixed mortgage rate sits at 7.04%....
Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $358,461 in December, 2.6% higher than the year before. High mortgage rates are also making monthly payments more expensive; as of January 16, the 30-year fixed mortgage rate sits at 7.04%....
Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $358,461 in December, 2.6% higher than the year before. High mortgage rates are also making monthly payments more expensive; as of January 16, the 30-year fixed mortgage rate sits at 7.04%....
Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $358,461 in December, 2.6% higher than the year before. High mortgage rates are also making monthly payments more expensive; as of January 16, the 30-year fixed mortgage rate sits at 7.04%....
Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $358,461 in December, 2.6% higher than the year before. High mortgage rates are also making monthly payments more expensive; as of January 16, the 30-year fixed mortgage rate sits at 7.04%....
The real estate frenzy spurred by the coronavirus pandemic continues, though at a slower pace. Buyers are still competing for a limited supply of housing, driving up prices for affordable properties. The typical home value in the United States was $358,461 in December, 2.6% higher than the year before. Increasing mortgage rates have slowed growth, with prices even declining in some places. But some areas are still seeing price jumps compared to the year before. Stacker compiled a list of cities...
Americans are clearly trying to get the most use out of their cars, as the average age for U.S. vehicles is now over 12 years old, according to an S&P Global Mobility report. Passenger cars, specifically, were 14 years old on average in 2024, the most of any motor vehicle type. This record-setting time frame means people will most likely need to take their vehicles in for repairs more than ever to keep them on the road longer. The General used Bureau of Labor Statistics data to map the concentra...
The real estate frenzy spurred by the coronavirus pandemic continues, though at a slower pace. Buyers are still competing for a limited supply of housing, driving up prices for affordable properties. The typical home value in the United States was $358,461 in December, 2.6% higher than the year before. Increasing mortgage rates have slowed growth, with prices even declining in some places. But some areas are still seeing price jumps compared to the year before. Stacker compiled a list of cities...
8 ended on a high note, with the unemployment rate relatively unchanged at 4.1%, the Bureau of Labor Statistics reported on Jan. 10. Unemployment rates were higher in November than the prior year in 308 of 389 metro areas, though they dropped in 60 areas and remained unchanged in 21 areas, the BLS reported. The lion's share of job growth remained in government, social assistance, and health care, with openings in nursing, residential care facilities, and home health care leading employment...
When you're on a weight loss journey, it's natural to seek tips and tricks to help reach your goals. From fad diets to weight loss "hacks," it can be tempting to try the latest trend, like the so-called "coffee loophole for weight loss." But does this method truly hold the key to shedding pounds? Ro dives into the science and explores the truth behind the seven-second weight loss coffee loophole. Key Takeaways - The "coffee loophole" for weight loss is a trend that suggests drinking coffee...
As the new year approaches, many people begin thinking about their resolutions—typically focusing on physical health, saving money, or spending more time with family. One area that often gets overlooked is mental health. The pressure to "get fit" or "eat better" is well-known, but taking care of mental well-being is just as important as improving physical health, especially since mental health impacts every aspect of life. At first glance, mental health goals can seem intangible and s...
The holiday season arrived with a glittering price tag this year. Americans are projected to spend a whopping $902 per person on holiday expenses, according to the National Retail Federation. With more than half of holiday shopping still on the horizon after Thanksgiving, consumers have a prime opportunity to transform their financial strategy from stressed to savvy. Insights from Cardlytics, a provider of card-linked offers, reveal that many consumers are leaving money on the table—or more p...
"It's not the destination, it's the journey," said American essayist Ralph Waldo Emerson. Ralph clearly was not among the travellers on one of more than 350 cancelled or 1,400 delayed flights after a worldwide tech outage caused by an update to Crowdstrike's "Falcon Sensor" software in July of 2023. U.S. airlines carried nearly 863 million travellers in 2023, with Canadian carriers accounting for another 150 million, many of whom experienced lost luggage, flight delays, cancellations, or were...
There is a wide variety of lifestyle options for wheelchair users, and that remains true into retirement age. One of the more supportive and comfortable living situations for a wheelchair-bound senior is an assisted living community. But this has not always been the case. Until the early 1990s, federal laws protecting the rights of people with disabilities were not always enforced. However, in 1990, the federal government passed the Americans with Disabilities Act, or ADA, which overhauled the...
Artificial intelligence has changed how people work and live in 2024, as companies create tools that can write code, generate images, and solve complex problems. The technology is seemingly everywhere, and while the advances have brought excitement, they have also kindled concern about AI's growing influence. Reflecting on another big year for AI, Creatie.ai curated five of the biggest AI stories in 2024. Issues of copyright and intellectual property, creative control, and how AI is being...
Technically speaking, a personal credit card can be used for business expenses, and many small business owners do. But that doesn't necessarily mean they should. While there's no law preventing people from using a personal card for business expenses, they will lose the legal protections they'd get with a business credit card if their company runs into debt. They'll also have a tough time separating their business and personal expenses when tax season hits. For those reasons, using a d...
As 2024 draws to a close and the new year approaches, Instacart shares its anticipated food and grocery trends for 2025. To develop this forecast, Instacart analyzed its purchase data from 2024 to uncover standout insights about how people filled their carts (and kitchens) with items that trended across pop culture and social media over the past year. The data revealed these key insights: - Health and wellness are continuing to influence people's grocery purchasing decisions. - Cooking and bakin...
For most small businesses, offering health insurance is a way to attract and retain top talent, enhance employee satisfaction, and boost productivity. In fact, Thatch recently found that 73% of small business owners believe offering competitive benefits is important to their business' overall success. Balancing affordability, coverage, and compliance is no small feat when looking for the best health insurance for your small business. With complex insurance terms, varying coverage levels, and...
Car buyers who are weary of electric vehicles often share the same concern: "What if I run out of juice and there's nowhere to charge my car?" That was a fair question in 2007. At the time, there were only 139 public EV charging stations. But in the years since, public and private entities have invested billions into building out charging infrastructure to make EVs a more practical option. As of 2023, there are over 64,000 public EV charging stations across the U.S.—more than twice the number i...
Data breaches are so commonplace that there's a good chance some of your personal information has already found its way onto the dark web. This might include your: - Name, address and phone number - Social Security number - Emails, usernames and passwords - Medical records and account numbers - Financial account numbers and details - Driver's license and passport information Criminals can use this information in a variety of ways, such as impersonating you, creating a fake identity, opening...
